Toronto Land Transfer Tax Calculator

Toronto buyers pay both the Ontario provincial LTT and a municipal LTT — with luxury surcharges above $3M. Estimate your total below.

Toronto charges a municipal land transfer tax on top of the Ontario provincial tax, with a luxury surcharge above $3M. The first-time buyer rebate is up to $4,000 (Ontario) and $4,475 (Toronto).

Total land transfer tax due

$30,950

Payable on closing, on top of legal fees and adjustments.

Ontario LTT

$15,475

Toronto MLTT

$15,475

Ontario rebate

Toronto rebate

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Calculator results are estimates only and are not a mortgage approval, pre-approval, or lending commitment. A licensed mortgage professional must review your full situation before any lending decision.